Bridge Insurance

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+44 (0)161 236 3141

GuestGuard a specialist insurance policy for B&B's and guesthouses

GuestGuard is a highly competitive insurance policy tailor made for Bed & Breakfasts and Guesthouses with a minimum of a 3 star or rosette rating.

The policy has been specifically developed by Bridge Insurance Brokers Ltd and Covea Insurance PLC. Click to Contact Us , call 0161 236 3141, or download and complete a quote form here.

The wide ranging cover includes:

  • “All risks” on B&B Stock and Contents
  • Buildings (optional Extension) automatically including Subsidence cover
  • Seasonal stock increase of 30% for 15 days before and 15 days after (and including) any Bank or public holiday
  • Guests personal effects
  • Deterioration of stock following a chiller breakdown £2,000
  • Revenue protection cover of up to £300,000 over 24 months with option to increase
  • Public and Products Liability £2m with option to increase
  • Employers Liability £10m
  • Theft by an employee £2,500
  • Goods in transit  £2,500
  • Electrical breakdown of equipment
  • Trace and access £10,000
  • Legal Expenses limit £50,000 per incident (£500,000 any one period of insurance)
  • Loss of Money:
    • in transit or in a bank night safe until removed by a bank official £2,500
    • at your home or the home of any Employee or principal £250
    • on the Premises during Business Hours £2,500
  • Assault Benefit:
    • Death Benefit and Capital benefits £10,000
    • Temporary Total Disablement £125 per week (maximum 104 weeks)
    • 24 Hour legal advice line
  • Optional Extra Benefits:
    • Loss of Licence cover at requested sum insured
  • Excesses:
    • Property Damage £150, Stock in transit £150, Owners Personal effects £100, Money £100, Subsidence £1000, Public Liability £250, Theft following forcible or violent entry £150. Theft cover £2500.’

Cover can be tailored to your specification subject to insurer terms, conditions, exceptions & limitations.

GuestGuard is a specialist insurance policy for boutique B&B's and guesthouses

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